A nationally recognized non-profit lender committed to small business

Call 1-800-982-9192

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A nationally recognized non-profit lender committed to small business

Call 1-800-982-9192

A nationally recognized non-profit lender committed to small business

Call 1-800-982-9192

Statewide CDC

Tariff Refunds, SBA 504 Loans & Commercial Real Estate Financing: What Commercial Lenders Need to Know About 2025 Financial Statements

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As tariff refunds begin returning billions of dollars to U.S. businesses, commercial lenders, commercial real estate brokers, CPAs, and business owners have a unique opportunity to help clients strengthen their financial position and invest in long-term growth. For many small businesses, manufacturers, wholesale distributors, and importers, 2025 financial statements tell only part of the story. … Read more

Tariff Refunds Are Here: What Business Owners Need to Know and How to Turn Your Refund Into Long-Term Growth

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If your business imported products, raw materials, machinery, or inventory during 2025, you may be eligible to recover thousands—or even millions—of dollars through the U.S. tariff refund program. For many small businesses, manufacturers, wholesale distributors, and importers, increased import tariffs significantly reduced profits, strained cash flow, and tied up valuable working capital throughout 2025. Now, … Read more

SBA Introduces New Loan Program Dedicated to American Manufacturers: What CRE Brokers & Lenders Need to Know

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Manufacturers meeting Loan agent to talk about SBA options

Manufacturers are the backbone of the U.S. economy and many turn to Commercial Real Estate (CRE) brokers and lenders to help them acquire, expand, or modernize their facilities. In a historic move, the U.S. Small Business Administration (SBA) has announced two groundbreaking initiatives to strengthen this sector: These developments open powerful new opportunities for lenders … Read more

How SBA Commercial Real Estate Financing Can Help You Secure the Best Business Loan Rates

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Securing the best possible loan rate can make a major difference in your business’s long-term financial health. A lower rate means smaller monthly payments, reduced total interest, and more cash flow to reinvest in growth. Unfortunately, many small business owners face high commercial loan rates that make expansion difficult or even unattainable.That’s where SBA financing … Read more

Important Update for Lenders: SBA Citizenship Changes Now in Effect

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SBA Citizenship changes for March 1st

As of March 1, 2026, the SBA’s revised citizenship and residency requirements for SBA 7(a) and 504 loans are now in effect. For lenders, this means that applications must fully comply with the updated ownership eligibility standards. Statewide CDC wants to ensure our lending partners clearly understand what has changed and how to properly vet new … Read more

How to Calculate Your SBA Loan Payments

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Man using sba loan calculator on computer

Understanding your potential loan payment is one of the best ways to plan for long-term business growth. SBA 504 loans are designed to make ownership more attainable by offering fixed, predictable payments that support stability. Knowing your payment helps you budget, compare options, and start conversations with lenders and Certified Development Companies (CDCs) like Statewide … Read more

Everything You Need to Know About the SBA’s Made in America and 504 Loan Programs for Manufacturers

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Manufacturers learning about MARC and SBA programs

The SBA has introduced two major programs that are changing the way manufacturers finance growth in 2026: the Manufacturer’s Access to Revolving Credit (MARC) program and a limited-time fee waiver for SBA 504 loans. Together, these programs make it easier for manufacturers to expand, modernize, and strengthen production across the United States. Why These Programs … Read more