A nationally recognized non-profit lender committed to small business

Call 1-800-982-9192

Search

A nationally recognized non-profit lender committed to small business

Call 1-800-982-9192

A nationally recognized non-profit lender committed to small business

Call 1-800-982-9192

Statewide CDC

SBA Introduces New Loan Program Dedicated to American Manufacturers: What CRE Brokers & Lenders Need to Know

by
Manufacturers meeting Loan agent to talk about SBA options

Manufacturers are the backbone of the U.S. economy and many turn to Commercial Real Estate (CRE) brokers and lenders to help them acquire, expand, or modernize their facilities. In a historic move, the U.S. Small Business Administration (SBA) has announced two groundbreaking initiatives to strengthen this sector: These developments open powerful new opportunities for lenders … Read more

How SBA Commercial Real Estate Financing Can Help You Secure the Best Business Loan Rates

by

Securing the best possible loan rate can make a major difference in your business’s long-term financial health. A lower rate means smaller monthly payments, reduced total interest, and more cash flow to reinvest in growth. Unfortunately, many small business owners face high commercial loan rates that make expansion difficult or even unattainable.That’s where SBA financing … Read more

Important Update for Lenders: SBA Citizenship Changes Now in Effect

by
SBA Citizenship changes for March 1st

As of March 1, 2026, the SBA’s revised citizenship and residency requirements for SBA 7(a) and 504 loans are now in effect. For lenders, this means that applications must fully comply with the updated ownership eligibility standards. Statewide CDC wants to ensure our lending partners clearly understand what has changed and how to properly vet new … Read more

How to Calculate Your SBA Loan Payments

by
Man using sba loan calculator on computer

Understanding your potential loan payment is one of the best ways to plan for long-term business growth. SBA 504 loans are designed to make ownership more attainable by offering fixed, predictable payments that support stability. Knowing your payment helps you budget, compare options, and start conversations with lenders and Certified Development Companies (CDCs) like Statewide … Read more

Everything You Need to Know About the SBA’s Made in America and 504 Loan Programs for Manufacturers

by
Manufacturers learning about MARC and SBA programs

The SBA has introduced two major programs that are changing the way manufacturers finance growth in 2026: the Manufacturer’s Access to Revolving Credit (MARC) program and a limited-time fee waiver for SBA 504 loans. Together, these programs make it easier for manufacturers to expand, modernize, and strengthen production across the United States. Why These Programs … Read more

SBA 504 Loan Myths: What Lenders Need to Know

by
going over SBA loan myths with borrower

The SBA 504 loan program is one of the most powerful tools available for helping small businesses finance major investments like commercial real estate or equipment. Yet despite its benefits, many lenders hesitate to offer it. At the heart of this hesitation are common misconceptions about how SBA 504 loans work, how long they take, … Read more

The Hidden Costs of Leasing vs. Buying a Commercial Property

by
Leasing vs buying commercial property

Leasing commercial space often appears to be the easier, more affordable route. But while it may require a smaller upfront investment, the long-term costs of leasing can quietly accumulate, limiting financial growth and long-term flexibility. Business owners who compare leasing with ownership often find that buying a property offers stronger financial returns and greater operational … Read more