A nationally recognized non-profit lender committed to small business

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A nationally recognized non-profit lender committed to small business

A nationally recognized non-profit lender committed to small business

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Lenders

Statewide CDC is a partner that's pro-active in moving transactions forward.

Seamless SBA 504 Loan Processing and Client-Focused Support

In your business, helping small companies secure the funding they need to grow is key, and selecting the right lending partner is essential to your success. You need a CDC partner who will move transactions forward seamlessly, without adding extra burden to your clients.

At Statewide CDC, we pride ourselves on being responsive, client-focused, and dedicated to getting the job done promptly. Our SBA 504 professionals bring deep expertise to the table, ensuring each deal moves smoothly from start to finish. Let us put our knowledge to work for you and your clients because experience matters.

Why Partner With Us for SBA 504 Loans?

As a Premier Certified Lender, we bring over 25 years of expertise in SBA 504 lending. We deliver personalized service at the highest level for both clients and partners. Our seasoned professionals specialize in commercial lending and are dedicated to providing the support you need. We meet with clients face-to-face to ensure success throughout the process.

We understand the urgency of each deal, which is why we offer fast prequalification within 24 to 48 hours and quick loan processing. Our closing professionals are among the most experienced in the industry, ensuring every transaction is completed efficiently, accurately, and on time.

Tailored Solutions for Your Clients

We offer SBA 504 financing solutions to meet the specific needs of your clients. From small business owners looking to acquire real estate to those who need equipment financing, we’re here to provide flexible terms and competitive rates.

Statewide CDC works closely with lenders like you to help create financing strategies that ensure success. With our deep industry knowledge and a strong network of private lenders, we guarantee that your clients receive the best financing options available.

Lender partnering for CDC loans

Partner with Statewide CDC's SBA 504 Loan Program

Call us at 1-800-982-9192 to to partner with Statewide CDC and get your transaction moving!

Lender Frequently Asked Questions

Statewide CDC acts as the SBA-certified partner (CDC) handling 40% of the 504 loan. We work alongside the lender to provide clients with long-term, fixed-rate financing while minimizing risk exposure for the bank.

The lender provides 50% of the total project cost as a first lien loan. This position is secured, while Statewide CDC and SBA take a second lien.

No SBA guarantee is required on the lender’s portion, which makes 504 loans attractive to banks seeking lower-risk lending with qualified small businesses.

We typically require project appraisals, credit memos, environmental reports, and standard underwriting documents. We collaborate to streamline the loan package.

Yes, we frequently partner with lenders on joint marketing efforts to educate borrowers and drive qualified loan inquiries.

504 Loan Links

Rates

SBA 504 - 20 Year Debentures

Sample Project

Typical 504 project

504 Loan

Statewide Fast 504 Loan

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