504 Loan
Current Rates
March 2025
6.24%
25 YEAR
Purchase/Construction
(note rate – 5.02%)
6.27%
25 YEAR
Refinance
(note rate – 5.02%)
6.31%
20 YEAR
Purchase/Construction
(note rate – 5.04%)
6.34%
20 YEAR
Refinance
(note rate – 5.04%)
SBA 504 PROGRAM
The SBA 504 loan program offers important advantages to small business owners looking to invest in their businesses with affordable financing for fixed assets. This loan offers below-market interest rates, low down payments, and longer terms to improve cash flow.
With SBA 504 loans, business owners can:
- Finance up to 90% of project costs, preserving working capital for future growth.
- Secure fixed interest rates for long-term financial stability.
- Utilize flexible financing for buying, building, or renovating real estate, purchasing heavy equipment, or even upgrading to green technology.
Statewide CDC professionals are known as the SBA 504 loan experts. As your 504 program provider, let us put our SBA knowledge to work for you so you can focus on what’s really important – building your business.
Premier Certified Lender
OTHER LOAN PROGRAMS
Statewide CDC offers a variety of other financing solutions designed to meet the unique needs of small business owners, including:
Each program is tailored to provide competitive business lending rates and effective solutions, whether you are a start-up or expanding your operations.
- Heavy Equipment purchases to support growth and productivity.
- Working capital to cover daily operational costs.
- Business acquisitions, expansion and rural business financing.
Statewide CDC offers a variety of other financing solutions designed to meet the unique needs of small business owners, including:
For Lenders
Our fast, efficient SBA 504 loan processing moves your transactions forward. Our experienced team helps you close deals quickly while keeping your client’s needs front and center.
For Brokers
We offer your clients seamless SBA 504 loan prequalification and financing solutions. With over 35 years of experience, we ensure smooth transactions and quick closures.
For Borrowers
We specialize in getting your SBA 504 loan approved quickly and efficiently so you can focus on growing your business. Our team is here to guide you through every step of the process.
Why Choose Statewide CDC?
Statewide CDC has been a trusted partner in the SBA 504 loan process for over 3525 years, offering expertise and efficiency that set us apart. We have built a national reputation for helping clients navigate the complexities of SBA financing and move transactions forward quickly. As a Premier Certified Lender, we bring unmatched expertise and industry knowledge to every partnership. We put our SBA knowledge to work, which is why lenders, brokers, and borrowers choose to work with us. We are committed to providing efficient, responsive, personalized service so you can focus on what matters most – your business.
Contact Us Today
Start your journey toward affordable small business financing. Whether you’re a borrower, lender, or broker, Statewide CDC is here to guide you every step of the way. Call 1-800-982-9192 or contact us online to get the conversation started. Let’s help you achieve your business goals with an SBA 504 loan that works for you.
